Good Times Are Over
To be honest, we’ve just spent too much money. We started accumulating credit card debt when we were first in college. The cards came so easy to us. We used them whenever the whim hit us. A good concert in town, no problem, just charge it. We used the cards to buy furniture and outfit our entire house. We also used them to go on some wonderful trips over the past several years. Now, the credit cards that were our saviors before are all maxed out. We have people calling our house wanting to know when we’ll be sending payments. We don’t know where to turn.